When you owe the IRS and don’t respond to notices, a tax liencan be one of the most stressful consequences. A lien gives the IRS a legal claim to your property until your tax debt is paid in full. It can damage your credit, make it difficult to sell or refinance your home, and cause serious financial setbacks.
Fortunately, with the help of an experienced CPA who understands IRS procedures, you can remove or release a lienand start rebuilding your financial footing.
At Duffy Tax Resolution, led by Kevin G. Duffy, CPA/CFF, CFP®, we help clients throughout New Jersey and New Yorkresolve IRS tax issues with professionalism and proven expertise. With more than 35 years of experience, Kevin knows how to communicate with the IRS, protect your assets, and guide you toward long-term stability.
What Is an IRS Tax Lien?
An IRS tax lienis the government’s claim against your property when you neglect or fail to pay your tax debt. It can attach to your real estate, bank accounts, and even future income. Once a Notice of Federal Tax Lienis filed, it becomes public record and can seriously impact your credit score.
Many taxpayers are unaware that liens can remain even after paying off the debt unless the IRS formally releases them. That’s why it’s critical to work with a qualified CPAwho can help you navigate the process.
How Can a CPA Help Remove a Tax Lien?
1. Determining the Best Path Forward
A seasoned CPA will first review your full financial picture — including income, debt, assets, and IRS account transcripts — to determine the best strategy for resolving your lien.
Depending on your situation, that may involve paying your balance in full, setting up an Installment Agreement, or pursuing an Offer in Compromiseto settle your tax debt for less than you owe.
2. Requesting a Lien Release or Withdrawal
Once you’ve met certain conditions, your CPA can formally request the IRS to releasethe lien. In some cases, you may qualify for a withdrawal, which removes the lien from public record altogether.
A lien releasetypically occurs within 30 days after your debt is fully satisfied or settled. A withdrawalcan be requested if you’ve entered into a direct-debit installment plan or the lien filing was made in error.
3. Negotiating with the IRS
A CPA experienced in tax resolution knows how to communicate directly with the IRS on your behalf. Kevin Duffy regularly works with IRS agents and the Taxpayer Advocate Service to negotiate fair solutions for clients facing liens, levies, or audits.
4. Rebuilding Your Credit and Financial Confidence
Once a lien is removed, your CPA can help you take the next steps toward financial recovery — such as confirming the lien’s removal from your credit report and developing a long-term tax strategy to prevent future issues.
Why Choose Duffy Tax Resolution
Kevin G. Duffy, CPA/CFF, CFP® offers a combination of accounting expertise and financial insight rarely found in one professional. His designations — Certified Public Accountant (CPA), Certified in Financial Forensics (CFF), and Certified Financial Planner (CFP)— allow him to view your situation from every angle: tax, legal, and financial.
For over three decades, Kevin has helped individuals and businesses throughout Ocean, Monmouth, Middlesex, Mercer, Somerset, and Atlantic Counties, as well as Newark, Jersey City, Hoboken, and New York City, resolve complex IRS problems with care and confidentiality.
The Benefits of Professional Tax Resolution Support
- Peace of mind:You no longer have to face the IRS alone.
- Protection of assets:Proper negotiation can prevent or lift levies and seizures.
- Improved credit and reputation:Removing a lien can help restore financial stability.
- Customized plans:Every client’s financial situation is unique — your resolution strategy should be, too.
Whether you’re self-employed, a small-business owner, or an individual dealing with back taxes, Duffy Tax Resolution will create a plan that fits your needs and goals.
Get Back on Track Today
A tax lien doesn’t have to define your financial future. With guidance from an experienced CPA, you can resolve your debt and move forward with confidence.
If you’ve received a notice of lien or need help removing an existing one, contact Kevin G. Duffy, CPA/CFF, CFP®today.
Duffy Tax Resolution
📍 526 Bay Ave., 2nd Floor, Point Pleasant, NJ 08742
📞 (732) 785-4611
🌐 duffytaxresolution.com
Serving clients across Ocean, Monmouth, Middlesex, Mercer, Somerset, and Atlantic Counties, and major metro areas including Newark, Jersey City, Hoboken, and New York City.
